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Provider	Introductory Rate - Balance Transfer	Introductory Rate - Purchases	Typical APR	Introductory Rate Duration - Balance Transfer	Introductory Rate Duration - Purchases

Full results
	0.0%	0.0%	9.5%	6 months	6 months
	Interest Free Duration = 56
NIB Platinum	0.0%	0.0%	10.2%	5 months	5 months
NIB Platinum	Cash Advances rate same as purchases
NIB Mastercard Gold	0.0%	0.0%	10.7%	5 months	5 months
NIB Mastercard Gold	Cash Advances rate same as purchases
	1.9%	0.0%	10.9%	N/A	N/A
	No rewards
NIB Mastercard	0.0%	0.0%	11.6%	5 months	5 months
NIB Mastercard	Cash Advances rate same as purchases
PTSB Ice Visa Card	0.0%	13.5%	13.5%	6 months	6 months
PTSB Ice Visa Card	Cash Withdrawals – typical 16.9% APR (variable)
	9.11%	9.11%	13.6%	N/A	N/A
	Cash Advance rate 19.68%. Late payment fee €7.00. Over limit fee €7.00
	6.9%	0.0%	13.9%	N/A	6 months
	Installment Repayment Plan for 12 months purchases over €500; 6.9% balance transfers
	2.9%	0.0%	14.8%	12 months	6 months
	Interest Free Duration 56 Days. Late payment fee of €7.50
	0.0%	0.0%	14.89%	10 months	N/A
	Rewards offered