Current Accounts

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Provider	Product	Credit Interest Rate	Overdraft Rate	Typical Transaction Fee

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	NIB Prestige	1.75%	9.75%	0.00

	AIB High Interest Current Account	1.0%	11.95%	0.00
	Lodge EUR 1,500 into your account each month and earn 1.0% A.E.R.* variable on credit balances in your account up to EUR 1,500.
	NIB Easy Plus	1%	10.25%	0.00

	AIB Personal Bank Account	0.25%	11.95%	0.00
	You can earn 0.25% AER on credit balances up to EUR 1,000. To qualify for interest, all you have to do is use our phone or internet banking services at least once during the relevant fee quarter. You must be registered for AIB Phone & Internet Banking to qualify - simply call 1890 724 724 to register today.
	BOI Golden Years Current Account	0.25%	14.8%	0.00
	Free day-to-day banking transactions; Interest on credit balances up to €1,500; Concessions on personal foreign exchange; Free retirement information pack covering all aspects of retirement, produced in conjunction with the Retirement Planning Council of Ireland
	BOI Standard Current Account	0.25%	14.8%	0.28
	Credit interest rate on cleared credit balances up to €1,500 is 0.25% (0.25% EAR), variable. Make at least three payments from your personal current account using Bank of Ireland 365 phone or online4 services during the fee quarter, OR keep a minimum balance of €500 in that account for the full fee quarter to qualify for free transactions
	Ulster Bank uFirst Current Account	0.15%	13.55%	0.00
	Interest Free overdraft up to €500; Montly fee of €10
	Ulster Bank Current Account	0%	0%	0.00
	Interest free overdraft (0% variable), while you have a student account up to €650 available (subject to approval). Transactions free.
	AIB Student Account for 2nd Level Students	0%	0%	0.00
	Available to any person enrolling or currently engaged in any full-time third level educational course, which includes full-time post-graduate studies, with a minimum duration of one academic year. Banking FREE of Maintenance and Transaction Fees. Up to €1500 interest free overdraft.
	AIB Graduate Account	0%	0%	0.00
	Banking Free of Maintenance Transaction Fees; Interest Free Overdraft up to EUR1,000; No overdraft facility fee; Reduced Rate Personal Loan; A dedicated Graduate Centre to deal with all your queries.